U.S. E-Commerce Market by Payment Method

U.S. E-Commerce Market by Payment Method

Proof Point

Credit and debit cards most popular forms of e-commerce payment used by U.S. consumers in 2015

U.S. E-Commerce Market by Payment Method

2015 (percentage share from total spending)

Proof Point Findings

  • E-Commerce Payment System – Facilitates acceptance of payment for online transactions
  • High Card Usage – Credit cards (34%) and debit cards (25%) led e-commerce payments made by U.S. consumers, closely followed by eWallets (20%)
  • Importance of Secure Transactions – eWallets, such as Paypal, Apple Pay, Google Pay, and Samsung Pay, expected to overcome card usage by 2020 due to increasing interest of higher levels of security
  • Key Growth Drivers – Include increasing internet penetration rate and consumer preference for online shopping, growing merchant platforms and e-commerce competition, faster and more efficient shipping processes, expanding number of merchants adopting e-ecommerce payment technologies, improving security features of payment technologies and introduction of more accessible payment methods across different population groups


Market Disruption


Wholesale and Retail Trade


Date Last Updated

June 2, 2017

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