Market Disruption: Unbundling Banking

Competing fintech companies unbundling traditional banking to offer greater choice and more competitive financial services to businesses and consumers

Unbundling Banking

Market Disruption > Capital Markets

Competing fintech companies unbundling traditional banking to offer greater choice and more competitive financial services to businesses and consumers

Illustrative Disruptions
  • Unbundled banking – Providing alternatives in traditional banking services like checking, borrowing and funding, merchant services, employee payroll and benefits, investing, currency exchange, and expense management
  • Competitive choices – Offering wider range of choices at different service and price levels to meet financial needs more effectively
  • Custom integration – Integrating individual cloud-based solutions into custom bundles enable streamlined financial management