Crowd-Based Financing

Market Disruption > Capital Markets

Crowd-based financing provide companies with opportunities to tap alternative sources of capital, including rewards-based and equity crowdfunding, peer-to-peer lending, and trade exchanges

Illustrative Disruptions

  • Rewards-based crowdfunding – Tapping into crowds for funding in exchange for participation in new products, services and related awards (Kickstarter)
  • Equity crowdfunding – Helping small companies to raise capital from large networks of small-scale and individual investors in exchange for equity
  • Peer-to-peer Lending – Enabling companies and individuals to borrow directly from a community at lower interest rates than traditional financial institutions offer
  • Trade Exchanges – Providing efficient ways for companies to auction accounts receivables and other trade assets via online exchange platforms