
Market Disruption > Capital Markets
Crowd-based financing provide companies with opportunities to tap alternative sources of capital, including rewards-based and equity crowdfunding, peer-to-peer lending, and trade exchanges
Crowd-based financing provide companies with opportunities to tap alternative sources of capital, including rewards-based and equity crowdfunding, peer-to-peer lending, and trade exchanges
Illustrative Disruptions
- Rewards-based crowdfunding – Tapping into crowds for funding in exchange for participation in new products, services and related awards (Kickstarter)
- Equity crowdfunding – Helping small companies to raise capital from large networks of small-scale and individual investors in exchange for equity
- Peer-to-peer Lending – Enabling companies and individuals to borrow directly from a community at lower interest rates than traditional financial institutions offer
- Trade Exchanges – Providing efficient ways for companies to auction accounts receivables and other trade assets via online exchange platforms
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Cryptocurrency Attributes Cryptocurrencies often have multiple complementary attributes, such as payments, proof of ownership, rewards, and protection July 9, 2018 |
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Global NGO’s Social Media Use and Effectiveness Facebook found by Global NGO Tech Report to be most used social media by NGOs worldwide July 4, 2018 |
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Global NGOs Accepting Online Donations and Accepted Payment Methods 2018 Global NGO Tech Report found that more than 70% of NGOs worldwide leverage online channels to accept donations, with credit card payment most used method June 12, 2018 |
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Global Venture Capital Invested and Closed Deals in Online Lending Global venture capital (VC) invested in online lending reached $3.1 billion in 2017, funding 144 closed deals, according to KPMG report April 26, 2018 |
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Total Initial Coin Offerings (ICOs) Volume and Value Total ICOs raised grew 200% annually from seven in 2014, reaching 650 with aggregated value of $16.72 billion in 2018, according to Coindesk data March 9, 2018 |
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Crypto exchange Binance launched crypto loans service Binance Lending which earns 15% annualized interest on 14-day maturity term August 27, 2019 |
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Blockchain company Blockcstack became first company to be approved by U.S. Securities and Exchange Commission (SEC) to hold ICO for general public July 15, 2019 |
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Thailand’s regulatory framework governing cryptocurrencies and ICOs took effect May 13, 2018 May 15, 2018 |
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Russia's Ministry of Telecom and Mass Communications (MinComSvyaz) published proposed guidelines for Initial Coin Offerings (ICOs) May 9, 2018 |
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Japan’s ICO Business Research Group, collaboration of financial and non-financial institutions as well as venture firms, proposed guidelines for Initial Coin Offerings (ICOs) April 24, 2018 |